Capital City Home Loans


Real Estate Mortgages


Capital City Home Loans is about far more than being a trusted full-service lender that offers a suite of mortgage financing options like FHA, VA, conventional, jumbo and portfolio products. Capital City Home Loans takes great pride in our independence and optimism. With strong roots in the past and a firm footing in the future, we combine an old-fashioned sense of community with a progressive attitude toward the use of innovative lending products. By offering a growing inventory of mortgage finance products and empowering our associates to help each and every client choose the best options, we are focused on being the best and strongest lender in the Southeast.

While Capital City Home Loans performs all facets of residential mortgage lending, our primary focus continues to be purchase business. To that end, we build solid relationships with local realtors and builders while growing our name and reputation among prospective home buyers. As a mortgage partner to well-known and highly-respected builders, we have the unique opportunity to grow right along with them as the housing market in the Southeast continues to strengthen.

Capital City Home Loans currently provides loans in 10 states, and each of our office locations boasts strong ties to the community that surrounds it. Not only are the branch manager and loan officers members of the community, they are also deeply rooted through their involvement with local schools, organizations, sports teams and charities. As a company, we also provide community reinvestment programs and employ over 200 talented people throughout the Southeast.

Additional Info

Our associates are dedicated to the success of each and every client, guiding them through the process from the first conversation to the closing table. At Capital City Home Loans, our team offers decades of experience, an individualized approach and flexible loan programs. You can rely on us to be the mortgage partner you need in any circumstance.

We serve our clients in countless communities throughout a nine-state footprint. Our teams don’t just live in these neighborhoods, they are leaders and supporters, engaged and invested in the collective success of their fellow citizens. Connect with your local Capital City Home Loans lender today to begin your personalized homebuying journey.



Jamie Stephens
Loan Officer

Vivian Torch
Marketing Coordinator

Powered By GrowthZone